Archives November 2014

Nov
11
2014

US Reserve Adequacy: Diminishing Returns

Stephen Mildenhall – With reduced equity in reserves, mistakes in underwriting, rate monitoring, and primary pricing will no longer be covered up by a reserve cushion Reserve releases in the US are now in their eighth consecutive year, heightening concerns insurers are cutting reserves too aggressively. We can form an independent opinion about the adequacy […]

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